Lender FAQ

1. What is Hayman Residential Engineering Services, Inc (HRES)?

HRES is the first engineering company offering nationwide service catering to the needs of the residential housing industry. We provide engineering certifications for manufactured housing and structural inspections for site built housing.

2. What states do you cover?

We are currently licensed in many states. Each state where we offer services, we cover border to border.

3. Do you do FHA/HUD foundation certifications?

Yes, we provide FHA/HUD certifications in every state where we are licensed.

4. What is required for FHA/HDU certifications?

The requirement is that the foundation meet the guidelines of a very specific document—the September 1996 Permanent Foundation Guide for Manufactured Housing. This is independent of any state or local requirements, or manufacturer’s guidelines.

5. Can you just tell me what is required before hand?

It is very difficult to tell before hand whether a foundation would pass. There is no set list of features that every foundation must meet. The requirements for new construction are different than for existing construction and the requirements can vary from state to state. The PFGMH requires frostline poured concrete footings, adequate tie downs anchored into concrete, and an appropriate skirting. These requirements can vary depending on the location and whether the home is a new construction or existing construction. It generally requires an inspection to determine compliance.

6. Do you do inspections/certifications on site built housing?

Yes. Often, an engineering letter is needed to address foundation issues on a site built conventional home. We provide that service also.

7. What is the turn around time?

Our normal turn around time is 3-5 business days. We have an expedited service available with a 24-48 hour turn around.

8. Do you require payment up front, or can your fee be paid at closing?

Our normal practice is to be paid up front, but we have a payment at closing option.

9. What is the cost?

There are some minor regional variations, but the charge is most areas is $415 when payment is received up front. We accept credit cards and process checks electronically for payment up front. There is an increased charge for payment at closing and for expedited service.

11. What if the foundation is not HUD compliant?

We issue a non compliance letter listing the deficiencies. We also put you in touch with a local installer who can upgrade the foundation usually within 3 days. However, you may use anyone you wish to perform the required upgrades.

12. What if a conventionally built house needs foundation repairs?

We can direct you to a local contractor who can provide a bid for the needed repairs.

13. Who performs the upgrades?

Any properly licensed contractor can perform the upgrades. We provide a bid from a company that maintains a nationwide network of installers who can perform the work within a few days.

14. Can the upgrades be paid at closing?

That depends on the contractor performing the work. The bids we provide are from a contractor who will accept payment at closing. Work from other contractors may require payment at the completion of the work.

15. What happens after the upgrades are performed?

We schedule a reinspection at a reduced price (usually $175) and issue the engineering certificate.

16. How are your engineering certificates delivered?

We send our certificates via email. The original stays in our office. Upon request we can send an original “wet seal” of the engineering certificate to your office. However, the emailed versions are acceptable 99% of the time.

17. How do I make an order?

Our order forms can be filled out on our website and submitted directly to us. The lender section containing training and ordering information is password protected. Just fill out the request form on the lender page and the password will be immediately sent to you.

18. What training is available?

The training section contains information on HUD requirements for permanent foundations on manufactured housing and other information of interest to lenders. We can set up a training webinar specifically for your office upon request.