We are currently licensed in many states. Each state where we offer services, we cover border to border.
Yes, we provide FHA/HUD certifications in every state where we are licensed
Yes. Often, an engineering letter is needed to address foundation issues on a site built conventional home. We provide that service also.
Our normal turn around time is 3-5 business days. We have an expedited service available with a 24-48 hour turn around.
Our normal practice is to be paid up front, but we have a payment at closing option.
There are some minor regional variations, but the charge is most areas is $415 when payment is received up front. We accept credit cards and process checks electronically for payment up front. There is an increased charge for payment at closing and for expedited service.
If the lender will guarantee payment whether the loan closes or not, the cost is $495 if paid at closing (or when the loan fails to close). If the guarantee comes from the borrower, the payment at closing option is $595. We require a credit card or post dated check from the borrower to guarantee the payment at closing option.
We issue a non compliance letter listing the deficiencies. We also put you in touch with a local installer who can upgrade the foundation usually within 3 days. However, you may use anyone you wish to perform the required upgrades.
We can direct you to a local contractor who can provide a bid for the needed repairs.
Any properly licensed contractor can perform the upgrades. We provide a bid from a company that maintains a nationwide network of installers who can perform the work within a few days.
That depends on the contractor performing the work. The bids we provide are from a contractor who will accept payment at closing. Work from other contractors may require payment at the completion of the work.
We schedule a reinspection at a reduced price (usually $175) and issue the engineering certificate.
We send our certificates via email. The original stays in our office. Upon request we can send an original “wet seal” of the engineering certificate to your office. However, the emailed versions are acceptable 99% of the time.
Our order forms can be filled out on our website and submitted directly to us. The lender section containing training and ordering information is password protected. Just fill out the request form on the lender page and the password will be immediately sent to you.
The training section contains information on HUD requirements for permanent foundations on manufactured housing and other information of interest to lenders. We can set up a training webinar specifically for your office upon request.
Tom, I just want to let you know how pleased I was with your service. The contractor that went out to do the work was very nice according to my customer. He was out right away. I am sending your...
Delta Home Loans