There is a very important issue that many lenders and even some engineers don’t recognize, and that is the issue of new construction versus existing construction when evaluating foundations on manufactured homes. Do existing manufactured homes have to meet the same foundation requirements as new construction? The short answer is no!

Share

read more

This seems like a perfectly natural question, but for a long time, the only answer I could give was, “Who wants to know?”  There were multiple definitions of a permanent foundation and it depended on who was asking the question.  Depending on who you asked, whether it be the VA, FHA/HUD, insurance companies, conventional mortgage underwriters, state agencies, local building authorities or manufactured home manufacturers, you received a different answer, or sometimes no answer at all.

Share

read more